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Articles

Conflict of Interest Asserted More Often in Disability Lawsuits Court Says LTD Insurer Reliance on Surveillance Video Reasonable Judge Orders Disability Insurer to Trial on bad Faith Claim Part 2: Dr. McCann’s Occupation Under his LTD Policy Part 1: McCann v. Unum Provident and the ERISA Issue Award-Winning Documentary “Unrest” About Chronic Fatigue Syndrome Cherry-Picking Evidence and how it Hurts Disability Claimants The Conflict of Interest of a Long-Term Disability Insurer Example of Arbitrary and Capricious LTD Termination Court Finds Short-Term Disability Denial Arbitrary and Capricious Court: LTD Insurer Improperly Used Video Surveillance Evidence Dentists and Their Long-Term Disability Insurance Needs Reliance on SSDI Safety net in Lieu of LTD Short Sighted Medical Understanding of Chronic Fatigue Syndrome Improving When Your Disability Insurer Acts Too Much Like big Brother “Optimism Bias” and how it Relates to Long-Term Disability A Threshold Focus Concerning LTD Insurance: Why You Need it Spotlight on California MDs and Long-Term Disability Insurance Is My Insurer Watching Me in the Wake of LTD Claim Approval? Judge Finds LTD Claimant With Fibromyalgia Disabled Noneconomic Damages and Long-Term Disability Insurance Denials Federal Judge Says Insurer Applied Wrong Standard in LTD Denial Oklahoma Federal Court Weighs LTD Insurer Conflict of Interest Court Finds for LTD Claimant After Insurer Misclassified Her Job Lab Test in the Works for Chronic Fatigue Syndrome? Judge Frowns on LTD Insurer Cherry-Picking Medical Evidence Tenth Circuit: STD Claim Denial Was Arbitrary and Capricious Court Finds STD Claim Denial Arbitrary and Capricious Under ERISA New ERISA Rules Raise Standards for Insurer LTD Claim Processing Long Term Disability Eligibility: What Qualifies? How Long Does an Insurance Company Have to pay a Claim? LTD Claim Preparation is Critically Important. Here’s Why Long-Term Disability Claims are Complicated California Plaintiff Takes Denied ERISA LTD Claim to Court LTD Denials Underscore why Claimants Need Strong Legal Advocacy California Insurer Under Strong Scrutiny for Claim Denials LTD Insurer use of Social Media is a Regular Business Practice Issues When Doctors File Claims for Long-Term Disability Doctor Must Show How Much Income Came From LTD Insurer When Does an LTD Insurer Abuse Discretion in Claim Processing? LTD Claim Shows Difficulty in Diagnosis of Cognitive Impairment Court Opinions Create Permanent Records of LTD Insurer Behavior Doctors’ Understanding of the Science of Pain Slowly Sharpens Another day, Another Court, Another LTD Insurer Gets CFS Wrong Federal Court Sends Disability Claim Back to Administrator Disability Claimant Alleges Disturbing Claim Processing Practices Federal Judge Finds LTD Claimant’s CFS, Fibromyalgia Disabling ERISA Protects and Complicates Long-Term Disability Insurance LTD Claim Denials Lead to Complicated Appeals Process Long-Term Disability Insurance Provides Security 4 Reasons Insurance Companies Deny Long-Term Disability Claims
Client Reviews
★★★★★
Just when I thought there was no hope to recover my LTD benefits, I found attorney Constantin Roboostoff. With his expertise, I was able to recover all of my back long term disability benefits. Other attorneys wouldn’t take my case because it wasn’t cut and dry. Mr. Roboostoff took the challenge and did an incredible job. Not only did he get my current disability benefits going, he also recovered all my back benefits. He was a true blessing and I would recommend him whole heartedly. CW
★★★★★
It was my pleasure to make contact with Scott Kalkin three years ago after other lawyers had turned me away and told me I would not succeed in my lawsuit. Thanks to Scott's thoroughness, dedication, and diligence, my lawsuit WAS successful and he saw me through to the end, which included putting legal pressure on the insurance company which had invested so much time, personnel, and money, in not paying me what was due. RB
★★★★★
As soon as I met with Scott, I could tell he was knowledgeable, resourceful, experienced, highly professional, and would be dedicated to getting me fair treatment. Scott has handled all interactions with my insurance company ever since. Being able to rely on him to represent me has been a huge relief for a chronically ill person. SO